Condo Insurance

Helps protect the portion of your condo, co-op, or town home for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant and cover family liability and personal belongings against covered perils such as fire, theft, vandalism, and more. Contact me today for a quote!

What Does Condo Insurance Cover?

• Unit & Interior Coverage: Covers your walls, roof, flooring, built-in cabinets, and upgrades inside your condo unit, ensuring your home’s structure is protected where your HOA policy may not fully cover your unit.
• Liability Protection: Provides financial security if you accidentally cause damage to someone else’s property or if someone gets injured inside your condo and files a claim or lawsuit.
• Personal Property Coverage: Protects the objects inside your condo or garage, like furniture, electronics, or valuables from theft, fire, and other covered events—even if they are damaged or stolen outside your condo.
• Guest Medical Protection: Helps cover medical expenses if someone else is injured at your condo unit, regardless of who is at fault.
• Additional Living Expenses: Covers temporary housing, and related expenses if your condo becomes uninhabitable due to a covered event.

Additional Protection Against Unexpected Events

Your condo is more than just a home—it’s an investment. Condo insurance helps protect you from financial loss due to unexpected incidents, including:

• Fire: Covers accidental damage to your unit’s interior, walls, and personal belongings caused by flames, smoke, or heat from fires.
• Theft & Burglary: Helps cover loss of stolen items such as electronics, furniture, and valuables, taken from inside your condo.
• Natural Disasters: Provides coverage against storm damage, hail, and tornadoes that can cause destruction to your unit and belongings.
• Vandalism: Covers damage caused by intentional destruction, graffiti, or break-ins.
• Falling Objects: Covers damage from unexpected falling items, such as trees or debris.
• Water Damage (Sudden and Accidental): Helps cover costs from burst pipes, appliance leaks, or accidental overflows, ensuring prompt repair and restoration.

Timing is essential for reporting damages as soon as possible to ensure coverage applies.

Maximize Your Savings on Condo Insurance Rates

Take advantage of the numerous opportunities to lower your Condo insurance premium. Here’s how you can save significantly:

• Bundling Policies: Enjoy substantial savings when you bundle your auto or other insurance policies.
• The Claim Free: Is exclusively available for policies that have no chargeable claims in their history.
• Pay in Full: Save even more by paying your policy in full or keeping a streak of on-time payments.

Get a quick and affordable condo insurance quote online today and see how easy it is to tailor coverage to protect your condo and belongings.

Fast & Easy Process

Our fast and easy process ensures quick policy setup

24/7 Supports

Our fast and easy process ensures quick policy setup